The Best payment system. Who uses what and why?

Started by gstarspas, Aug 23, 2022, 10:23 AM

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Which payment system do you use most often?

5 (71.4%)
Perfect Money
0 (0%)
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1 (14.3%)
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0 (0%)
1 (14.3%)
0 (0%)
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Total Members Voted: 7

gstarspasTopic starter

Shall we talk about the payment systems that are presently relevant and frequently utilized on your websites?
I conducted a survey, where you can select multiple options. However, I suggest you specify the payment method you use most of the time.

Please note that if I have overlooked any popular payment methods, I kindly ask the moderators to update it.

Do you have any additional payment systems that you would like to suggest or recommend for website integration?


At some point, I mistakenly transferred small amounts to WMG on a monthly basis. However, after doing it for about a year, I grew weary and eventually moved it back. It may have been a foolish decision; then again, the exchange rate could have fluctuated unfavorably. In general, the rate always seems to increase, but this can take years. What if anything were to happen to the system during that time period? Therefore, I decided to transfer my funds back and cashed them out.

Typically, I use any payment system that is available when it comes to accepting money from someone. When there are money changers, I can accept any currency and have it converted to the one I need.

In terms of work-related transactions, I usually use PayPal and Payoneer. Both platforms are convenient, but customers seem to prefer PayPal more, likely because the majority are based in the USA.


American Express offers an intriguing Membership Rewards bonus program whereby customers receive points for every dollar spent. These points can be redeemed as cash or used to purchase services.

Diners Club cards are a type of club card and are essential for individuals who frequently travel to other countries. The system boasts several exclusive services, which include multiple forms of insurance, special business travel programs, discounts on various goods and services (such as transportation, hotels, restaurants, and car rentals), and access to VIP lounges in the world's largest airports, among other things.


The question is certainly interesting, but incorrect. Which is better chicken or fish. Depends on the type of wine we drink. So with payment systems, everything is based on tastes, priorities and preferences.
Some people like PayPal for its affordability, but I don't like the almost 15% commission. Personally, I work with Payeer and they did not disappoint me.


Good day to all! Since I am from Ukraine and the situation is extremely difficult, I prefer to use the internal banks of Ukraine. What can I say about other payment systems, I used WebMoney and Easy Pay. Pretty good systems. With a commission a little tight, sometimes it really is high. In general, it is convenient and simple. If you work in the field of currency exchange, then of course I would not recommend these systems, now more and more new ones are being opened with a lower percentage, but as you know, this is still) ;D


I prefer to use paypal for me it is the most convenient web wallet. I also used WebMoney, but switched to paypal due to a large commission on webmoney. Of course, PayPal is the most semi-purple wallet, and this is again confirmed by the survey.


There are several popular online payment systems that people use for different reasons. The best one for you depends on your specific needs. Here are some of the most widely used online payment systems and why people use them:

  PayPal: PayPal is one of the largest and most well-known online payment systems. It is accepted by a wide range of online retailers, making it convenient for users. PayPal also offers buyer protection and allows users to send and receive money easily.

  Stripe: Stripe is a popular choice for businesses looking to integrate a payment system into their website or app. It offers a developer-friendly API and supports a wide range of payment methods. Stripe is known for its security, flexibility, and ease of use.

  Square: Square is primarily used by small businesses, especially those who have a physical presence. Its point-of-sale devices and card readers make it easy for businesses to accept in-person payments. Square also offers online payment processing, making it versatile for both offline and online transactions.

  Venmo: Venmo is a mobile payment service owned by PayPal. It is widely used among individuals for sending and receiving money between friends and family members. Venmo has a social aspect where users can add comments and emoji to their transactions, making it popular among younger users.

  Apple Pay and Google Pay: These payment systems are built into smartphones and are commonly used by users with compatible devices. They allow for contactless payments in physical stores and online transactions through their respective platforms. Apple Pay and Google Pay offer convenience and enhanced security features like fingerprint or face recognition.

  Amazon Pay: Amazon Pay allows users to make payments using their Amazon accounts. It offers a fast and secure checkout process and is widely accepted on various e-commerce websites. If you frequently shop on Amazon, this can be a convenient option for you.

  Payoneer: Payoneer specializes in cross-border payments, catering to freelancers, e-commerce sellers, and businesses that operate globally. It provides multiple ways to receive payments, including direct bank transfers, prepaid Mastercard, and local currency accounts.

  Skrill: Skrill is another popular choice for international money transfers. It supports over 40 currencies and offers a prepaid Mastercard that can be used for online and offline purchases. Skrill is known for its low fees and user-friendly interface.

  Stripe Connect: Stripe Connect is suitable for businesses that need to facilitate payments between multiple parties, such as marketplaces or crowdfunding platforms. It enables easy payout management, revenue sharing, and flexible fee structures.

  Zelle: Zelle is a digital payment network offered by many major U.S. banks. It allows users to send money directly from their bank accounts to recipients within the same network. Zelle is commonly used for personal transactions and offers instant transfers.

  Braintree: Braintree, owned by PayPal, is a popular choice for businesses that require a customizable and scalable payment solution. It offers a wide range of features, including recurring billing, fraud protection, and support for multiple currencies.

  Paytm: Paytm is a leading mobile wallet and e-commerce platform in India. It allows users to make payments, recharge mobile phones, book tickets, and more. Paytm has gained widespread adoption in India due to its convenience and extensive network of merchants.

  Alipay: Alipay is the dominant mobile payment platform in China. It offers a range of services, including online payments, peer-to-peer transfers, bill payments, and more. Alipay is widely accepted among Chinese merchants and is heavily integrated into the daily lives of Chinese consumers.

  Venmo: Venmo, owned by PayPal, is a popular mobile payment app in the United States. It allows users to send and receive money from friends and family members easily. Venmo's social feed and emoji-based comments have made it particularly popular among younger users.

  WeChat Pay: WeChat Pay is a widely used online payment system in China. It is integrated into the messaging app WeChat and allows users to make payments, transfer money, split bills, and more. WeChat Pay has become an essential part of daily life in China, enabling users to pay for a wide range of products and services.

  Payza: Payza is a global online payment platform that supports both personal and business transactions. It offers services like sending and receiving money, online shopping, and merchant solutions. Payza supports multiple currencies and provides various payment options.

  2Checkout: 2Checkout is a payment platform specifically designed for e-commerce businesses. It enables businesses to accept payments from customers worldwide and offers features like recurring billing, fraud detection, and multiple payment methods.

  Paysera: Paysera is a versatile online payment system that supports transfers, currency exchange, and mobile payments. It is widely used in Europe and offers competitive exchange rates, low fees, and additional financial services like prepaid cards and merchant solutions.

  TransferWise: TransferWise is primarily known for its international money transfer services. It allows users to send and receive money across borders with competitive exchange rates and transparent fees. TransferWise also provides multi-currency accounts, making it useful for individuals and businesses with international payment needs.

  Klarna: Klarna is a payment solution that focuses on providing a smooth and flexible checkout experience for consumers. It offers options like "Buy Now, Pay Later" and installment payments, making it popular among online shoppers. Klarna also partners with numerous retailers to offer its payment services.

  PayU: PayU is a global online payment service provider that supports payments in various countries and currencies. It offers a range of features, including secure online payments, recurring billing, and fraud prevention tools. PayU is widely used by businesses in emerging markets.

  Authorize.Net: Authorize.Net is a leading payment gateway that enables businesses to accept online payments securely. It offers features like payment processing, fraud prevention, and recurring billing. Authorize.Net integrates with many popular e-commerce platforms and supports multiple payment methods.

  Dwolla: Dwolla is a U.S.-based payment platform that focuses on bank transfers and ACH payments. It provides a simple and cost-effective way for businesses and individuals to send and receive money. Dwolla also offers white-label solutions for businesses looking to integrate its payment capabilities.

  Payline: Payline is a payment processing company that offers various solutions for businesses, including online payments, mobile payments, and POS systems. It provides customizable payment options, advanced security features, and integration with popular shopping carts and platforms.

  Worldpay: Worldpay is a global payment processing company that offers a wide range of solutions for businesses of all sizes. It supports online payments, in-store payments, mobile payments, and more. Worldpay provides robust security measures, advanced analytics, and various payment options.

  Payoneer: Payoneer is a popular choice for freelancers, online sellers, and businesses that operate globally. It provides a range of payment solutions, including international bank transfers, virtual accounts, and prepaid Mastercards. Payoneer supports multiple currencies and offers competitive rates for cross-border transactions.

  Adyen: Adyen is a global payment platform that offers a seamless and integrated solution for online, in-store, and mobile payments. It provides a unified system for accepting payments across various channels and supports a wide range of payment methods and currencies. Adyen is known for its scalability, security, and robust reporting capabilities.

  Square Cash: Square Cash, also known as Cash App, is a mobile payment service that allows individuals to send and receive money easily. It offers features like person-to-person payments, Bitcoin trading, and a debit card for making purchases. Square Cash is known for its user-friendly interface and quick money transfers.

  Paysafe: Paysafe is an online payment provider that offers a suite of services, including digital wallets, prepaid cards, and processing solutions. It caters to various industries, including gaming, e-commerce, and financial services. Paysafe focuses on security and fraud prevention measures to ensure safe transactions.

  Paytm: Paytm is a leading mobile wallet and digital payment platform in India. It enables users to make payments for various services like mobile recharges, utility bills, and online purchases. Paytm has a wide network of merchants and offers cashback rewards and discounts to users.

  QuickBooks Payments: QuickBooks Payments is an integrated payment solution primarily designed for small businesses. It allows users to accept credit card payments, send invoices, and manage transactions within the QuickBooks accounting software. QuickBooks Payments offers competitive rates and seamless integration with QuickBooks' other features.

  Neteller: Neteller is an e-wallet that provides a fast and secure way to make online payments and money transfers. It supports multiple currencies and offers prepaid cards for convenient access to funds. Neteller is commonly used in the gaming and forex industries but can be used for various online transactions.

  WePay: WePay is a payment processor focused on serving small businesses, platform businesses, and crowdfunding platforms. It offers simple and secure online payment solutions tailored to specific business needs. WePay's features include customizable payment pages, fraud prevention tools, and easy integration with popular platforms.

  Payza: Payza is a global payment platform that enables users to send and receive money in over 190 countries. It supports online payments, cryptocurrency exchanges, prepaid cards, and more. Payza is known for its user-friendly interface, competitive fees, and multi-currency support.

  ACH Payments: ACH (Automated Clearing House) Payments are electronic bank-to-bank transfers that provide a cost-effective solution for businesses to process payments securely. ACH Payments are commonly used for recurring billing, direct deposit payroll, and business-to-business transactions.