In New York, I am involved in the business of book selling. The major portion of my sales is online, while a minor 7% is done face-to-face.

Regarding payment methods, I am not inclined towards monthly payments or installation fees. As a seller, it is important to offer convenience to customers while ensuring a profitable business. Therefore, I opt for simpler and more straightforward payment options.

Are you in possession of a trading account? A few trading account providers offer the integration of free virtual terminals to their accounts.

But, if you are yet to acquire a trading account; it appears that you require a shared virtual trading/terminal account with no monthly fee. In case you have a steady monthly sales record, there could be some available options for you.

However, it's crucial to note that real trading account providers bear expenses to keep you on their list. If they can't recover these costs through a monthly fee, they will likely come up with other methods (for example, higher processing fees or a monthly minimum fee).

Firstly, you may want to offer popular online payment platforms such as PayPal, Stripe, or Amazon Pay. These platforms provide secure and seamless transactions, making it easier for customers to make purchases on your website. They also offer a variety of payment options, including credit cards and digital wallets, which can accommodate different customer preferences.

Additionally, you might consider accepting major credit cards directly through your website. This allows customers to make quick and easy payments without having to go through a third-party platform. Integrating a reliable payment gateway, such as Authorize.Net or Braintree, can help streamline the process and ensure secure transactions.

To cater to customers who prefer face-to-face transactions, you can explore contactless payment options like Apple Pay, Google Pay, or NFC-enabled card readers. These methods allow customers to simply tap their devices or cards to complete their purchase, reducing the need for physical cash or touching surfaces.

Lastly, offering a "cash on delivery" option for local customers could also be an attractive choice. This allows them to pay in cash when the book is delivered to their doorstep, combining the convenience of online shopping with a traditional payment method.

Here are a few more payment options you can consider implementing for your book selling business:

1. E-wallets: Offer popular e-wallet options like Apple Pay, Google Pay, or Samsung Pay. These digital wallets enable customers to store their payment information securely and make quick purchases with just a few taps on their smartphones.

2. Gift Cards: Introduce gift card options that customers can purchase and use on your website. This provides flexibility for both givers and recipients, as they can choose from a wide range of books and merchandise.

3. Cryptocurrency: Consider accepting cryptocurrencies like Bitcoin or Ethereum as a payment method. This can attract tech-savvy customers who prefer using digital currencies and may open up your business to a global customer base.

4. Mobile Payment Apps: Many mobile payment apps, such as Venmo or Cash App, allow users to send money instantly to others. Integrating these apps into your payment options would offer an added convenience to customers who already use them regularly.

5. Loyalty Programs: Implement a loyalty program that rewards customers for their repeat purchases. You can offer discounts, exclusive promotions, or points-based systems that encourage customers to return and make additional purchases.


payment options you can consider for your book selling business:

1. Pay Later Options: Collaborate with third-party providers like Klarna or Afterpay to offer "buy now, pay later" options to your customers. This allows them to split their purchase into manageable installments over time, making it more affordable and convenient for them.

2. Subscription Services: Explore the possibility of offering subscription services for books. Customers can sign up for a monthly, quarterly, or annual subscription plan to receive a curated selection of books regularly. You can set up recurring payments for these subscriptions, ensuring a steady flow of revenue.

3. In-Store Mobile Payments: If you have a physical store, consider implementing mobile payment solutions like Square or Shopify POS. These allow you to accept payments through smartphones or tablets, providing convenience and mobility for both you and your customers.

4. Bank Transfers: Provide bank transfer details for customers who prefer to make direct transfers from their bank accounts. This option may appeal to those who do not wish to use credit cards or online payment platforms.

5. Virtual Wallets: Offer virtual wallet options, such as prepaid cards or virtual gift cards. These can be purchased online or in-store and used as an alternative payment method on your website.