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How long can I keep AdSense checks?

Started by hieronymusf01, Aug 05, 2022, 01:45 AM

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hieronymusf01Topic starter

The main inquiry is indicated by the title of this discussion. Assuming I were to receive payment through AdSense, what is the maximum amount of time that the check can remain uncashed? Additionally, are there any limitations on when the payment can be cashed out?
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maxikk

If memory serves me correctly, the check can be kept without being cashed for around 3 months. If left uncashed, the funds will be returned to the AdSense balance. Is there any specific issue with cashing out the payment?

In my experience, I have cashed out through online services, only requiring an endorsement, scanned copy of the check, and passport. However, I had a previous instance where a check remained uncashed for over 6 months, leading me to request a resending of the check through AdSense. This option only works if you have SWIFT as a payment method. Instead of cashing out the check, it was sent directly to me via swift.
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jamespatrick2512

If I'm not mistaken, it used to be half a year, after which if you didn't cash out, the money was returned to AdSense account.
Now I have looked at the last receipt and there is no expiration date on it. Possibly indefinite.
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ihlv520

Google AdSense, they send you a check, right? Well, that check ain't no eternal voucher. It's got an expiration date, just like your favorite milk in the fridge. Now, Google ain't exactly shouting this from the rooftops, but if you dig deep into their terms and conditions, you'll find that they give you a whole year to cash that bad boy. That's right, 365 days of grace period to spend your hard-earned ad revenue. But hey, don't go testing their patience, yeah? They could change their minds tomorrow and leave you high and dry.

Now, you're probably wondering, "But what if I wanna cash out before that year's up?" Well, hold onto your hats, 'cause here's where it gets interesting. Google's got this thing called a "payment threshold." It's like a hurdle you gotta jump over before they'll even consider sending you a check. For most countries, it's set at $100. That's right, you gotta make a cool hundred bucks before they'll even think about cutting you a check. And if you're in India, it's even higher, at ₹6,000. So, if you're just starting out, you might be waiting a while before you can cash out.

But wait, there's more! Google's got these "payment cycles" too. They send out payments on a monthly cycle, usually around the 21st of the month. But here's the kicker, they only send payments if you've reached that payment threshold in the previous month.

And if you thought that was confusing, hold onto your hats, 'cause Google's got different payment methods too. They send checks, direct deposits, and even wire transfers. But get this, each method's got its own processing time. Checks can take up to 4 weeks to arrive, direct deposits can take up to 5 business days, and wire transfers can take up to 3 business days. So, if you're in a hurry to spend your ad revenue, you might wanna consider switching to direct deposits or wire transfers. But hey, Google's gonna charge you a fee for those, so it's a trade-off, yeah?

Now, you might be thinking, "This is all well and good, but what if I wanna cash out before that payment cycle?" Well, that's where things get tricky. Google's got this thing called a "residual payment." They hold onto your earnings for 30 days before they're available for withdrawal. So, if you earned that $100 in June, you ain't gonna see it in July. You'll have to wait until August. And if you wanna cash out before that 30-day hold, you're out of luck. You'll have to wait until the next payment cycle.
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